Big Sky Commerce, Inc.

A service provided in which the Seller verifies the Cardholder's address with the Issuing Bank. Address verification is not a guarantee that a transaction is valid. Address Verification System (AVS) compares the billing address information provided by the customer online with the billing address on file at the customer's credit card issuing bank. The Payment Gateway reports the AVS response code to you, the Merchant, (match or no match) and, after screening for the AVS response codes that you have chosen to allow pass through the system, accepts or rejects transactions accordingly.